Inquire about our express SBA Loan!

100% commercial real estate financing is available up to $5 million for owner occupied properties with an SBA loan and most existing SBA-eligible small businesses are eligible. At a minimum, you must have the following to qualify:

• Time in business must be above 2 years
• The business owner’s personal credit score must be above 670
• The real estate must be majority owner-occupied, i.e. at least 51% of the square footage of the property you’re buying must be occupied by and used by your business
• Sufficient business and personal cash flow to service all debt payments, demonstrated by 2 years of tax returns and interim financial data
• No delinquencies and/or defaults on government loans

The 100 percent commercial loan for real estate requires that you already own the business. It is NOT for someone buying both a business and a building, because as of January 1, 2018 the SBA requires a 10% down payment on a business acquisition.

Excluded businesses:

• Gambling
• Life insurance
• Religious teaching
• Primarily political and lobbying activities
• Oil wildcatting
• Mining
• Mortgage servicing
• Real estate development
• Bail bond
• Pawn or private clubs

10 YEAR TERM WORKING CAPITAL FOR:

• Debt Refinance
• Equipment Purchases
• Working Capital
• Vehicle Purchases
• Select Franchise Concepts

Easy, Streamlined Process From Application to Funding

• Not Your Typical SBA Loan Experience
• No application fee and low closing costs
• Increased Cash Flow to Invest In and Expand Your Business
• Long Repayment Terms for Lower Monthly Payments
• No Pre-payment Penalties

To learn more about how commercial real estate loans could help your business thrive, be sure to get in touch with the small business lenders at IGH Funding.